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Frontiers of Law in China

ISSN 1673-3428

ISSN 1673-3541(Online)

CN 11-5742/D

Postal Subscription Code 80-981

Front Law Chin    2011, Vol. 6 Issue (3) : 369-386    https://doi.org/10.1007/s11463-011-0134-4
research-article
Credit Card Fraud under Chinese Criminal Law
Mingxiang Liu()
School of Law, Renmin University of China, Beijing 100872, China
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Abstract

Credit card fraud is a new type of fraud amended into the Criminal Law of China in 1997. The “credit card” under credit card fraud is interpreted as a very board concept, which includes debit card and virtually all electronic payment cards used in ordinary payment, credit loan, transfer and settlement of account, cash deposit and withdrawal. Therefore, it is necessary for the legislature to revise “credit card” under this special fraud into “electronic payment card,” and “credit card fraud” into “electronic payment card fraud,” which will be understood easily and precisely. “Use” and “fraudulent use” of credit card under this fraud is defined as ordinary use of credit card, including withdrawal cash with authentic or forged credit card from ATMs. It is unreasonable to define “malicious overdraft” as a form of credit card fraud under the Chinese Criminal Law. In the future amendment, this kind of criminal conduct shall be separated as independent named as “malicious overdraft” or “abuse of credit card” under the Criminal Law with less stiff statutory punishment than that of credit card fraud. Besides, under the Chinese Criminal Law, stealing credit card and using it is held as “theft,” which is neither reasonable nor logical. Therefore, it should be revised in the future criminal law.

Keywords credit card      fraud      overdraft      theft      abuse     
Corresponding Author(s): Mingxiang Liu,Email:xmliu02012002@yahoo.com.cn   
Issue Date: 05 September 2011
 Cite this article:   
Mingxiang Liu. Credit Card Fraud under Chinese Criminal Law[J]. Front Law Chin, 2011, 6(3): 369-386.
 URL:  
https://academic.hep.com.cn/flc/EN/10.1007/s11463-011-0134-4
https://academic.hep.com.cn/flc/EN/Y2011/V6/I3/369
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